After the first sign of fire was spotted in the foothills above Altadena, a WhatsApp chat meant to set up pickleball games started going off. As the devastation became clear, that chat soon turned into a community disaster hub. The Eaton Fire Survivors Network — now known as the *Every Fire Survivors Network — is composed of thousands of people across LA's burn zones who are fighting to rebuild their community — and taking on the insurance industry while they’re at it. GUEST: Joy Chen, Executive Director, Every Fire Survivors Network LINKS: The Every Fire Survivor Network (EFSN) website: https://www.efsurvivors.net/. Read about the insurance legislation EFSN is behind: https://www.efsurvivors.net/fix-insurance These hidden rules reveal how California insurers undercut wildfire claims, leaving families in damaged homes: https://www.sfchronicle.com/projects/2025/california-insurance-hidden-rules/#:~:text=Speed%20trumps%20accuracy:%20The%20directions,insurers%20follow%20the%20same%20playbook California leaders promised fire recovery in record time. Los Angeles isn’t seeing it: https://www.politico.com/news/2026/04/13/california-leaders-los-angeles-fire-recovery-delays-00867498 UPDATE ON CA INSURANCE BILLS STILL ALIVE IN THE LEGISLATURE (Copy courtesy of EFSN's newsletter ): • SB 1301 (Allen): Requires six months advance notice before nonrenewal, documented reasons, and a chance to fix the problem. •SB 877 (Pérez): Requires insurers to show you their original loss estimate and any revised one. We deserve to see both. •SB 878 (Pérez): Requires insurers to respond to claims in writing and adds automatic interest penalties when they violate existing laws on deadlines. Learn more at fixinsurance.org.
After the first sign of fire was spotted in the foothills above Altadena, a WhatsApp chat meant to set up pickleball games started going off. As the devastation became clear, that chat soon turned into a community disaster hub. The Eaton Fire Survivors Network — now known as the *Every Fire Survivors Network — is composed of thousands of people across LA's burn zones who are fighting to rebuild their community — and taking on the insurance industry while they’re at it.
GUEST: Joy Chen, Executive Director, Every Fire Survivors Network
LINKS:
The Every Fire Survivor Network (EFSN) website: https://www.efsurvivors.net/.
Read about the insurance legislation EFSN is behind: https://www.efsurvivors.net/fix-insurance
These hidden rules reveal how California insurers undercut wildfire claims, leaving families in damaged homes: https://www.sfchronicle.com/projects/2025/california-insurance-hidden-rules/#:~:text=Speed%20trumps%20accuracy:%20The%20directions,insurers%20follow%20the%20same%20playbook
California leaders promised fire recovery in record time. Los Angeles isn’t seeing it: https://www.politico.com/news/2026/04/13/california-leaders-los-angeles-fire-recovery-delays-00867498
UPDATE ON CA INSURANCE BILLS STILL ALIVE IN THE LEGISLATURE (Copy courtesy of EFSN's newsletter ):
• SB 1301 (Allen): Requires six months advance notice before nonrenewal, documented reasons, and a chance to fix the problem.
•SB 877 (Pérez): Requires insurers to show you their original loss estimate and any revised one. We deserve to see both.
•SB 878 (Pérez): Requires insurers to respond to claims in writing and adds automatic interest penalties when they violate existing laws on deadlines.
Learn more at fixinsurance.org.